June 10, 2026 1:25 PM

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PM Modi’s 12-year governance strengthens middle class with housing, tax relief and financial security measures

India has undergone a remarkable transformation, driven by the principles of Sabka Saath, Sabka Vikas, Sabka Vishwas and Sabka Prayas under the visionary leadership of Prime Minister Narendra Modi in the last 12 years. During this period, the Modi government carried out many flagship initiatives for the welfare and empowerment of the poor, farmers, women and youth. Akashvani News brings you a special feature on the Government’s efforts over the last 12 years across key sectors. 

Over the past 12 years, the government has empowered India’s middle class through wide-ranging reforms. Simplified taxation, and stronger banking, insurance, and pension systems have enhanced their financial security. Under the new tax regime, individuals earning up to 12 lakh rupees annually are paying zero tax. For the middle class specifically, GST has delivered several tangible benefits by simplifying taxes and lowering everyday costs.

 

The Pradhan Mantri Awas Yojana- Urban launched in 2015, has transformed the lives of crores of people by providing them with secure housing. Out of the total one crore 25 lakh sanctioned houses, over 98 lakh are completed or delivered to beneficiaries across the country so far. Talking to Akashvani News, Abhisekh Kumar, from Uttar Pradesh said the scheme is ensuring housing for the poor and bringing relief to those living in rented accommodation.

Ayushman Bharat, Pradhan Mantri Jan Arogya Yojana has enabled 43.52 crore health cards, expanding access to healthcare protection. While, Pradhan Mantri Bhartiya Janaushadhi Pariyojana scheme is providing quality generic medicines at 50 to 80 per cent lower prices through Jan Aushadhi Kendras. Talking to Akashvani News, Brahmdev of Bihar said that the medicines at these Kendras are available at a very affordable price than the market.

The Pradhan Mantri MUDRA Yojana, launched in 2015, has also evolved into a powerful instrument of empowerment. Under the scheme, 40 lakh crore rupees of loans have been disbursed to the beneficiaries so far. As incomes rise and opportunities expand, India’s middle class is actively driving the nation’s growth, ambition, and future prosperity.

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